Employee Benefits Guide for 2026

US DIGITAL NOTICES & DOCUMENTATION

Annual Notices

Requires that an annual notice be distributed to participants. The document informs participants of their right to certain benefits following a mastectomy.

Must be provided annually to eligible employees. It describes the employee’s and any dependents' right to enroll in the plan at a later date if they lose eligibility for Medicaid or CHIP or become eligible for state premium assistance. The notice is only required to be distributed to eligible employees who live in states that have state premium assistance programs.

Form if anyone is thinking about moving to a Marketplace Exchange insurance plan.

Protects the job rights of individuals who voluntarily or involuntarily leave employment positions to undertake military service or certain types of service in the National Disaster Medical System.

Notifies eligible Individual participants as to whether the plan’s prescription drug coverage is creditable compared to Medicare Part D prescription drug coverage. In other words, is the group prescription drug coverage equal to or better than the prescription benefits provided under Medicare Part D.

You may join a Medicare drug plan when you first become eligible for Medicare and each year from October 15th to December 7th at CMS.gov.

Notifies eligible individuals of special enrollments rights such as if you declined benefits during open enrollment, under certain circumstances you can become eligible for our plan coverage during the year.

Notifies eligible participants of Federal Laws surrounding hospital stays.

To participants informing of option to enroll in COBRA if eligible.

Organ and Tissue Transplant Endorsement

Part of the schedule of benefits documentation from Lucent Health.